Before
, I wrote a house that I bought and bought a house to buy a house: it's not a pity, no regrets, there are sisters who think we are very strong, but people are more capable. The protagonist is a pair of friends of mine.
in 2012, the property market in Beijing experienced a brief downturn. When we bought a house at this low point, house prices doubled again. The couple quickly set a new house with a total price of 3 million before the rising trend. At that time they had a deposit of 300 thousand, and the annual income was about 200 thousand. The down payment is 1 million, borrowed 700 thousand foreign debt, and then has close to 2 million commercial loans. The house is now worth about five million of its market value. It really sells the house and deduces the remaining loans, so they have nearly three million of their net assets.
in 2014, when we were having dinner together,Designer Womens Fashion Brands, we talked about their experiences. We were very ordinary, and I admire them very much.
has a loan of 2 million,wholesale clothing outlet sale, but it can start the loan until 2014. She has customized the target income of 2014, the mortgage is about 1.2W, the monthly average income of the two in 2012 is 17 thousand, and the monthly expenditure is 8K, so if the expenditure does not rise, then the minimum income will be up to 20 thousand to afford the mortgage. This is just the lowest income. In addition, children will increase their spending after school,Shop Top Designer Clothing, and it is better to achieve a monthly income of 30 thousand. Then she listed several open source ways: first, to raise income by paying job hopping, mortgage loans, and second to engage in sideline and foreign debts.
first step, change work to raise salary. Her own salary of about one hundred thousand at that time, after graduation in a private enterprise, the position is the marketing manager, the ability is very good, but has been in the private enterprises, English is not good, so she spent more than 20000 of the spoken one to one, the money or borrowed, for about three months, to a foreign enterprise, the job has fallen in fact. But income has risen, and work income has been around 200 thousand in 2013. His husband in a very good state-owned enterprise, the development prospect is very good, there is no need to job hopping. Last year, when her husband got promoted, their work income was about 400 thousand a year,
second steps, the registered company to engage in sideline. She is a market maker, and her husband is a software designer. So they registered a small company, she was responsible for promotion and order, husband is responsible for technology and design, the specific content is inconvenient to disclose. Probably know that in March 2012,Cheap Clothes Online, buy a house, in October 2012 registered company, by the beginning of this year, they also lost 500 thousand of the foreign debt. So I speculate that this sideline can bring them about 15-20 additional income per year.
chat, she said: in fact, these ideas before buying a house, but not so great courage to do all. This time, I bought a house to stimulate all my potential and energy. I've never been so busy. I started learning English every week, and then I was busy working for my small company on weekdays and weekends.